Group dental insurance is a way for Utah employers to offer their employees better compensation while simultaneously showing them that they truly care about their employee’s health and well-being.
Altura Benefits specializes in finding the best rates for your employee dental insurance plans, and consulting you on how to structure your benefits overall. Find out how much you can save and how easy the process can be with Altura by getting a free quote today!
How Does Group Dental Insurance Work?
Group dental insurance works by spreading out the financial risk of dental services among all of your employees. In fact, all insurance works in much the same manner. Everyone pays the same amount per month for the insurance (called the premium). Paying this premium gives them coverage, in case they need a filling, cleaning, or a root canal.
The point of having group insurance is to provide your employees with a cost-effective way of insuring themselves and their families. Many group insurance deals have lower rates than individual policies, and businesses can issue dental insurance policies as a kind of employee benefit. Using dental insurance for employees as compensation is a great way to give your business a competitive edge in its hiring process, since many potential candidates want to lower their personal expenses through benefits.
Additionally, offering dental insurance is a great way to show your employees that it’s not just their physical health you care about, but their happiness as well.
The choice between Altura Benefits and another group insurance partner is a simple one. No other broker will help make the process of finding a solution easier and simpler than Altura Benefits will.
We employ a comprehensive and personal strategy in analyzing your business and your employee benefits needs. By looking beyond the numbers and ensuring that the unique priorities of your business are accounted for, we are able to bring you the most competitive rates for the most appropriate coverage for your employees.
Contact us today to find out how we can provide value to your business!
What services are typically covered with group dental insurance?
Group dental insurance is particularly flexible in both price and coverage. First, the price can depend on the copay or deductible amount, the dentists in the network, and the overall oral health of the recipients. Typically, dental insurance will cover the majority of preventative care such as cleanings, and a portion of critical care like fillings, crowns, root canals, and oral surgery. Dental insurance does not always cover cosmetic care such as implants or gum work.
Am I required to offer dental insurance to my employees?
While dental insurance is not required to be provided by law, doing so can have huge advantages for your business. With employee dental insurance, your compensation is more competitive and certain payroll tax savings may apply.
Is my business eligible for group dental insurance?
Any business with two or more employees is eligible for group dental insurance. We specialize in negotiating the very best rates and policies for your specific business. Get a quote today to find out how much you can save!
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