Do we represent Medicaid or CHIP(Children’s Health Insurance Program)?

05/23/2019

Posted by: Altura Benefits in

Medicaid and CHIP (Children’s Health Insurance Program) are government-sponsored programs that help some low-income individuals and families pay for medical expenses. Only employees of The Department of Workforce Services are able to assist with Medicaid or CHIP enrol...

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What is an Obamacare plan?

05/23/2019

Posted by: Altura Benefits in

Obamacare is not an insurance plan or company. It is the slang term used in reference to the Affordable Care Act (ACA)- which defines a set of standards for insurance coverage. “Obamacare” plans can be purchased at healthcare.gov. You can follow this link to view...

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Does it cost money to work with a health insurance agent?

05/23/2019

Posted by: Altura Benefits in

No, it does not cost you any money to work with an agent. Insurance companies pay commissions directly to health insurance agents. You are not charged any extra fees and your price will be the same, whether or not you work with an agent....

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When can my employees sign up for coverage?

05/23/2019

Posted by: Altura Benefits in

Employees will be eligible to sign up during a designated open enrollment period. This is typically around the anniversary of when the company signed up for coverage. Employees can also sign up if they are eligible for a Special Enrollment Period....

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When can I sign up my company up for benefits?

05/23/2019

Posted by: Altura Benefits in

A group/company can sign up for insurance benefits at any point in the year....

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How many of my employees must enroll?

05/23/2019

Posted by: Altura Benefits in

A company must have a least 2 full-time W-2 employees in order to offer benefits. At least 1 of those employees has to enroll in the plan....

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Do I have to provide coverage for my employees?

05/23/2019

Posted by: Altura Benefits in

Small companies, with under 50 employees, are not required to provide health insurance coverage. If your company has more than 50 full-time W-2 employees, you must have a health insurance plan available to your employees....

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