Business Owners: Small & Large Employer

General

Health Insurance

  • Do we represent Medicaid or CHIP(Children’s Health Insurance Program)?

    Medicaid and CHIP (Children’s Health Insurance Program) are government-sponsored programs that help some low-income individuals and families pay for medical expenses. Only employees of The Department of Workforce Services are able to assist with Medicaid or CHIP enrollment. Due to this, Altura Benefits cannot work with either program.

    For more questions on Medicaid in the Salt Lake Area- please call The Department of Workforce Services at 801-526-0950 or visit Medicaid.utah.gov.

    For questions regarding CHIP please call 877-543-7669.

  • What is an Obamacare plan?

    Obamacare is not an insurance plan or company. It is the slang term used in reference to the Affordable Care Act (ACA)- which defines a set of standards for insurance coverage. “Obamacare” plans can be purchased at healthcare.gov.

    You can follow this link to view quotes: Health Insurance Quotes.

  • Does it cost money to work with a health insurance agent?

    No, it does not cost you any money to work with an agent. Insurance companies pay commissions directly to health insurance agents. You are not charged any extra fees and your price will be the same, whether or not you work with an agent.

  • When can my employees sign up for coverage?

    Employees will be eligible to sign up during a designated open enrollment period. This is typically around the anniversary of when the company signed up for coverage. Employees can also sign up if they are eligible for a Special Enrollment Period.

  • When can I sign up my company up for benefits?

    A group/company can sign up for insurance benefits at any point in the year.

  • How many of my employees must enroll?

    A company must have a least 2 full-time W-2 employees in order to offer benefits. At least 1 of those employees has to enroll in the plan.

  • Do I have to provide coverage for my employees?

    Small companies, with under 50 employees, are not required to provide health insurance coverage. If your company has more than 50 full-time W-2 employees, you must have a health insurance plan available to your employees.

Individuals / Families

  • Do we represent Medicaid or CHIP(Children’s Health Insurance Program)?

    Medicaid and CHIP (Children’s Health Insurance Program) are government-sponsored programs that help some low-income individuals and families pay for medical expenses. Only employees of The Department of Workforce Services are able to assist with Medicaid or CHIP enrollment. Due to this, Altura Benefits cannot work with either program.

    For more questions on Medicaid in the Salt Lake Area- please call The Department of Workforce Services at 801-526-0950 or visit Medicaid.utah.gov.

    For questions regarding CHIP please call 877-543-7669.

  • What is an Obamacare plan?

    Obamacare is not an insurance plan or company. It is the slang term used in reference to the Affordable Care Act (ACA)- which defines a set of standards for insurance coverage. “Obamacare” plans can be purchased at healthcare.gov.

    You can follow this link to view quotes: Health Insurance Quotes.

  • Does it cost money to work with a health insurance agent?

    No, it does not cost you any money to work with an agent. Insurance companies pay commissions directly to health insurance agents. You are not charged any extra fees and your price will be the same, whether or not you work with an agent.

See our most recent COVID-19 information for Utah employershere