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Posted by: Altura Benefits in
The amount you pay for covered health care services before your insurance plan starts to pay their portion of your medical bills. With a $2,000 deductible, for example, you pay the first $2,000 of covered services yourself.
After you pay your deductible, you usually pay only a copayment or co-insurance percentage for covered services. Your insurance company pays the rest. This cost-sharing arrangement only applies until you’ve met your out-of-pocket maximum.
For some plans, the deductible is waived for specific services, like generic prescriptions or doctor’s office visits.
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