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Posted by: Altura Benefits in
The amount you pay for your health insurance every month. In addition to your premium, you usually have to pay other costs for your health care, including a deductible, copayments, and coinsurance.
When shopping for a plan, keep in mind that the plan with the lowest monthly premium may not be the best match for you. If you need a lot of health care, a plan with a higher premium but a lower deductible or out-of-pocket maximum may save you money.
If you are looking for a plan for yourself or your family, you may be eligible for a tax credit or subsidy through the federal marketplace. Tax credits subsidize part of your premium each month, so qualifying for a tax credit could lead to substantial savings. To find out if you are eligible please follow this link.
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